Divorcing couples face many changes (both financial and emotional), and planning for these changes should take place before the divorce is final. To protect alimony and child support payments, the custodial parent may want to insure the life and the income stream of the noncustodial parent. A noncustodial parent may want to insure the former spouse's life in case that parent dies and custody of the children must change. Life, disability, health, and property insurance policies should all be reviewed and modified or rewritten to reflect the divorce.